Tuesday, January 4, 2022If you own a Travel Trailer or Motor Home and are seeking insurance Flanigan Insurance represents Safeco, Progressive, Foremost and American Modern Home Insurance Companies. If brand new model the vehicle is eligible for Replacement Cost if older model then either Agreed Value or Actual Cash Value are the options. READ MORE >>
Friday, November 19, 2021If you reside in a mobile home Flanigan Insurance agency has 3 companies to quote up: Progressive, Foremost and American Modern Home Insurance Companies please let me know if you would like a price quote by calling 314-727-6000 or emailing the office at dflanflanins@yahoo.com. READ MORE >>
Friday, August 14, 2020The world keeps changing, innovations are everywhere. Golf Carts used to simply be used on golf courses only, now they are used by people in communities as transportation. When it comes to accident's with damages to property, injuries to passengers do not expect your homeowner policy to automatically protect you. READ MORE >>
Friday, April 3, 2020Spring has arrived in Missouri and with it out come the Motorcycles. If you would like to compare your cycle policy with Safeco or Progressive cycle policy please let me know by contacting Flanigan Insurance at 314-727-6000, this goes for ATV's as well. READ MORE >>
Thursday, March 28, 2019Most homeowners with children own at least one bicycle. A bike with a motorized unit attached to it is NOT covered by a homeowner policy and should seek a motorcycle/scooter policy. A motorized bike, golf cart, low speed vehicle(lsv), ATV's and motor cycles are all very different.... READ MORE >>
Wednesday, April 18, 2018It's been a while since reviewed this important coverage. In Missouri, Un and Underinsured Motorist can be added to any auto policy with liability limits OVER the state minimum of 25,000/$50,000/$10,000( i.e. 50/100/50, 100/300/100 or 250/500/250). READ MORE >>
Friday, December 22, 2017All Terrain Vehicles(ATV), should have a separate motorcycle policy, rather than rely on homeowner policy to protect a homeowner. Many ATV's are used to service a homeowner's property and never leave the property; however, my guess is the majority of ATV owners take the unit off the insured's premise. READ MORE >>
Friday, January 6, 2017I was reading an email from Missouri Dept of Insurance, talking about insurance check ups on auto and home, among other topics. I'm focusing here on homeowners and Earthquake. It specifically read...... READ MORE >>
Friday, August 19, 2016Many homeowner insurance companies have stopped writing earthquake coverage in Missouri, other's have placed a year(such as 1960) as the oldest they will permit adding earthquake. Keep in mind if you suffer earthquake damage and do NOT have earthquake coverage there will be NO cov... READ MORE >>
Thursday, January 28, 2016Un and Underinsured Motorist coverage in Missouri is a very important coverage. No it does NOT cover your car if it's damaged by an uninsured driver or hit an run. It protects the insured driver and occupants for their injuries and loss of income. READ MORE >>
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