Tuesday, July 18, 2017

Flood Info on 4-28-17 and 5-11-17

On 7-14-17, FEMA(Federal Emergency Mgmt Agency)announced two weeks remain for Missouri Homeowners, Renters and Businesses to apply for disaster assistance, deadline is 8-1-2017, for low interest loans from the U. READ MORE >>

Friday, May 5, 2017

Rental Car/Loss of Use Coverage for car insurance

If I have a dealer warranty why would I need Rental Car or sometimes called Loss of Use Coverage for my car?   The reason is an extended warranty does not include rental car if car is damaged in an accident or some other claim. READ MORE >>

Thursday, January 26, 2017

Guarantee Issue Life Insurance

Flanigan Insurance agency has THREE different Guarantee Issue Life Insurance Companies: PRUDENTIAL, KEMPER and Polish Roman Catholic Union of America(PRCUA). READ MORE >>

Friday, August 19, 2016

Earthquake only policy for MO

Many homeowner insurance companies have stopped writing earthquake coverage in Missouri, other's have placed a year(such as 1960) as the oldest they will permit adding earthquake. READ MORE >>

Wednesday, June 8, 2016

Explain SR-22

An SR-22 is ONE requirement imposed by the Dept of Motor Vehicle/Driver License Bureau in the event of a driver license suspension.  Essentially an SR-22 is a post card size form mailed or ele... READ MORE >>

Thursday, February 4, 2016

Is Sinkhole a covered peril on homeowners?

Most of us have seen on news a sinkhole in other parts of the U.S.  In particular, I am thinking of Florida, where yards, streets and homes have simply disappeared. READ MORE >>

Thursday, January 28, 2016

What is Un & Underinsured Motorist in MO?

Un and Underinsured Motorist coverage in Missouri is a very important coverage.  No it does NOT cover your car if it's damaged by an uninsured driver or hit an run. READ MORE >>