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Thursday, September 24, 2020

Discounts offered by Auto insurance companies

Insurance companies offer many, many discounts on car insurance.  The obvious discounts include good driver and multi-car discounts.  Discounts can include unusual items such as Advance q... READ MORE >>
Friday, August 14, 2020

Golf Carts and Electric Bikes

The world keeps changing, innovations are everywhere.  Golf Carts used to simply be used on golf courses only, now they are used by people in communities as transportation. READ MORE >>
Tuesday, June 30, 2020

Are Homeowner and Dwelling Fire policies the same?

Homeowner policy forms are used for Owner-Occupied residences, not rental or vacant properties.  Homeowner forms can be used for owning a home, villa, condo or renting an apartment; however, there are different homeowner forms for each. READ MORE >>
Friday, May 22, 2020

Is Roadside Assistance & Car Rental worth it?

So you just purchased a new car with extended warranty you should should be good right?  Well, yes and no, typically a new car will pay for towing therefore your probably good on that at least... READ MORE >>
Thursday, April 23, 2020

Personal Auto Insurance Relief Fund

During the stay at home orders by various state governors, Missouri, many of insurance companies are offering a refund to their clients.  Many companies are offering a 15% discount of two months of auto insurance premiums, due to less driving activity. READ MORE >>
Friday, April 3, 2020

Motorcycle season has arrived

Spring has arrived in Missouri and with it out come the Motorcycles.  If you would like to compare your cycle policy with Safeco or Progressive cycle policy please let me know by contacting Flanigan Insurance at 314-727-6000, this goes for ATV's as well. READ MORE >>
Monday, February 24, 2020

Homeowner Insurance Checkup

All homeowner companies have LIMITATIONS, there is no such thing as FULL COVERAGE.   Pay special attention to theft limitations to valuables like Jewelry($500), Silverware($500), Cash($2... READ MORE >>
Tuesday, February 4, 2020

Flood Insurance Reminder

As we approach Spring, be ready for rain, rain, and more rain.  As a reminder to all homeowners, rains which enter into a home are NOT covered by homeowner policies. READ MORE >>
Friday, December 13, 2019

Service Line Coverage added to homeowner policy

A new coverage in 2019 is available from many home insurance companies called Service Line coverage.  This coverage is designed to cover sewer lines/water lines/power lines from the house to t... READ MORE >>
Monday, November 18, 2019

Renters Insurance

Unless you Own a home or Condo and do not reside with family members then EVERYONE in that situation should have a Renters Insurance Policy. READ MORE >>
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