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Tuesday, January 4, 2022

RV/Motorhome Insurance

If you own a Travel Trailer or Motor Home and are seeking insurance Flanigan Insurance represents Safeco, Progressive, Foremost and American Modern Home Insurance Companies. READ MORE >>
Tuesday, August 20, 2019

Interior water damage with homeowner policies

When I hear water claims I cringe simply because there are covered and non-covered water damage claims.   I am referring to homeowner policies and using a common example, the company claims adjusters are much more tuned in on the issues. READ MORE >>
Thursday, March 28, 2019

Bicycle, Motor Cycle and ATV

Most homeowners with children own at least one bicycle.  A bike with a motorized unit attached to it is NOT covered by a homeowner policy and should seek a motorcycle/scooter policy.  READ MORE >>
Sunday, February 17, 2019

What is Property & Casualty Insurance

Property and Casualty mean separate things.  Property insurance provides protection against most risks to tangible property from losses like auto collision, fire, flood, earthquake, theft and other perils. READ MORE >>
Tuesday, May 15, 2018

Hail claim to roof

In Missouri, most home insurance companies will only pay to replace an entire roof if there is enough hail evidence to entire roof.  It's very possible a home could require and entire new roof while a neighbor only has minimal damage. READ MORE >>
Wednesday, July 12, 2017

Dogs and homeowner insurance

Recently I read trade magazine about why homeowners insurance exclude certain dog breeds.   Apparently 1/3 of all homeowner claims are dog related and an average claim is $33,000. READ MORE >>
Friday, January 6, 2017

FEMA's Maximum Grant for Earthquake Damage

I was reading an email from Missouri Dept of Insurance, talking about insurance check ups on auto and home, among other topics.  I'm focusing here on homeowners and Earthquake. READ MORE >>
Monday, April 18, 2016

Is insect/carpenter bee damage to home covered by home insurance?

Ever noticed carpenter bee's buzzing around the eaves of roof or wood deck?  Those carpenter bee holes can eventually lead to entire area of bore holes.  Eaves and decks have been destroyed by these bugs. READ MORE >>
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