Thursday, September 24, 2020Insurance companies offer many, many discounts on car insurance. The obvious discounts include good driver and multi-car discounts. Discounts can include unusual items such as Advance quote, this is if a person shops ahead of time for example if call on 9-24 to begin a policy on 10-1. READ MORE >>
Friday, August 14, 2020The world keeps changing, innovations are everywhere. Golf Carts used to simply be used on golf courses only, now they are used by people in communities as transportation. When it comes to accident's with damages to property, injuries to passengers do not expect your homeowner policy to automatically protect you. READ MORE >>
Tuesday, June 30, 2020Homeowner policy forms are used for Owner-Occupied residences, not rental or vacant properties. Homeowner forms can be used for owning a home, villa, condo or renting an apartment; however, there are different homeowner forms for each. READ MORE >>
Friday, May 22, 2020So you just purchased a new car with extended warranty you should should be good right? Well, yes and no, typically a new car will pay for towing therefore your probably good on that at least until warranty runs out then you are on your own for towing which run close to $100 each while adding towing to auto insurance policy may be $25 a year. READ MORE >>
Thursday, April 23, 2020During the stay at home orders by various state governors, Missouri, many of insurance companies are offering a refund to their clients. Many companies are offering a 15% discount of two months of auto insurance premiums, due to less driving activity. READ MORE >>
Friday, April 3, 2020Spring has arrived in Missouri and with it out come the Motorcycles. If you would like to compare your cycle policy with Safeco or Progressive cycle policy please let me know by contacting Flanigan Insurance at 314-727-6000, this goes for ATV's as well. READ MORE >>
Monday, February 24, 2020All homeowner companies have LIMITATIONS, there is no such thing as FULL COVERAGE. Pay special attention to theft limitations to valuables like Jewelry($500), Silverware($500), Cash($250), depending on the insurance companies these limits can vary. READ MORE >>
Tuesday, February 4, 2020As we approach Spring, be ready for rain, rain, and more rain. As a reminder to all homeowners, rains which enter into a home are NOT covered by homeowner policies. Water which runs on top of driveway, patio, deck or the yard is called surface water. Surface water entering a home simply is NOT covered by home policies. READ MORE >>
Friday, December 13, 2019A new coverage in 2019 is available from many home insurance companies called Service Line coverage. This coverage is designed to cover sewer lines/water lines/power lines from the house to the street that may collapse, rot, burst and require the digging up of the yard to replace/repair the issue. READ MORE >>
Monday, November 18, 2019Unless you Own a home or Condo and do not reside with family members then EVERYONE in that situation should have a Renters Insurance Policy. Whether you rent an apartment/duplex/townhouse or live with a non relative you should have a renter insurance policy. READ MORE >>
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