Insurance companies offer many, many discounts on car insurance. The obvious discounts include good driver and multi-car discounts. Discounts can include unusual items such as Advance quote, this is if a person shops ahead of time for example if call on 9-24 to begin a policy on 10-1. Certainly account credit/bundle discount is nice when the company can write both the home, condo or renters policy along with auto.
The latest discount is a TELEMATIC, whereby the insurance company can follow a driver(s) on an app on your phone, similar to Waze, Google Maps and monitor braking, acceleration, mileage and time of day car is used. This can be huge discount 5-25% depending on how driver(s) score averages out, the testing period is very short some 90 days others 6 months then discount remains on policy as long as you remain with the company.
Longevity with a company is another discount for more information contact Flanigan Insurance at 314-727-6000 or email at dflanflanins@yahoo.com