Friday, April 3, 2020

Motorcycle season has arrived

Spring has arrived in Missouri and with it out come the Motorcycles.  If you would like to compare your cycle policy with Safeco or Progressive cycle policy please let me know by contacting Flanigan Insurance at 314-727-6000, this goes for ATV's as well. READ MORE >>

Friday, December 13, 2019

Service Line Coverage added to homeowner policy

A new coverage in 2019 is available from many home insurance companies called Service Line coverage.  This coverage is designed to cover sewer lines/water lines/power lines from the house to t... READ MORE >>

Wednesday, October 2, 2019

Classic, Antique and Unique Car Insurance

Do you own a low production, high valued vehicle such as 1950, 60,70,80,90 or 2000 model car which is rarely driven(less than 7500 miles a year), kept in garage and you would like more than a typical auto policy providing Actual Cash Value(ACV)? READ MORE >>

Wednesday, July 31, 2019

Recently Mapped into Flood Zone

I blogged in 2017 about this and decided to reprint with a few modifications. In all the years you have lived in your home it has never been flooded, now you are told you are recently mapped into a flood zone, typically A or AE zone, now what? READ MORE >>

Thursday, March 28, 2019

Bicycle, Motor Cycle and ATV

Most homeowners with children own at least one bicycle.  A bike with a motorized unit attached to it is NOT covered by a homeowner policy and should seek a motorcycle/scooter policy.  READ MORE >>

Thursday, January 24, 2019

Earthquake myths video published by Mo Dept of Ins

  https://youtu.be/OzPGi8PATE0 Please highlight and go to this short link above.  This clip is published by MO DEPT OF INSURANCE pertaining to myths surrounding earthquake insurance.   READ MORE >>

Wednesday, December 5, 2018

Loss Assessment Coverage for Condos

A recent quest came up when client asked how the Condo Loss Assessment coverage works.  Condo policies are a classic example of building a policy, since Master Policies vary tremendously. READ MORE >>

Wednesday, October 31, 2018

Motorized vehicles typically are not covered by homeowners

Many people own some kind of motorized vehicle, such as ATV, golf cart or scooter and assume their homeowner policy will cover it, well they will be in for a shocking surprise in event of a serious injury. READ MORE >>

Tuesday, October 9, 2018

IDENTITY THEFT

This is a reminder to be extremely careful opening up any email attachments.  If you are unsure who the sender is then do not open any attachments or go to any links within the email. READ MORE >>

Monday, August 20, 2018

Optional Auto Insurance Coverages

First and foremost, consider increasing auto liability limits and perhaps obtaining a $1,000,000 umbrella policy.  If an a person causes a serious auto accident, these days a person will be sued. READ MORE >>