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How does Flood Insurance work?

All Homeowner policy forms(home, condo, rental property and renters) specifically exclude flood.  Flood is another term for surface water, water that is on top of ground from rivers, creeks overflowing or heavy rains.  Flood Insurance protects the home against this type of loss.  There are many limitations, such as finished basements are not covered.  However, cost of cleanup, furnace, hot water heater, electrical service box are included.  For more details please contact Flanigan Insurance @ 314-727-6000.

Posted Sunday, July 17 2016 8:47 AM
Tags : Flood Insurance, basement

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