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Auto Insurance Optional coverages

What else can be added an auto insurance policy? 
First and foremost higher auto liability limits are an absolute must.  Medical Payments, Underinsured Motorist,  Roadside/Towing coverage(each company has a limit and maximum number of tows), Rental Car/Loss of Use(provided your car has full coverage on it), Original Parts from Manufacturer(OEM), can be added on new cars, Loan/Lease Coverage(similar to GAP); however, many have a maximum such as  25% above Blue Book Value and New Car Replacement. 

All of these optional coverage's cost extra and are not available with each company or program within a company.  Additionally some coverage's have an expiration date such as new car replacement may be 12 or maximum of 24 months.  ANY other questions please contact Flanigan Insurance at 314-727-6000.

Posted Wednesday, July 08 2015 2:07 PM
Tags : optional auto insurance coverages: medical, roadside, new car replacement, OEM, loan/lease auto coverage

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