Friday, May 22, 2020So you just purchased a new car with extended warranty you should should be good right? Well, yes and no, typically a new car will pay for towing therefore your probably good on that at least until warranty runs out then you are on your own for towing which run close to $100 each while adding towing to auto insurance policy may be $25 a year. READ MORE >>
Thursday, April 23, 2020During the stay at home orders by various state governors, Missouri, many of insurance companies are offering a refund to their clients. Many companies are offering a 15% discount of two months of auto insurance premiums, due to less driving activity. READ MORE >>
Friday, April 3, 2020Spring has arrived in Missouri and with it out come the Motorcycles. If you would like to compare your cycle policy with Safeco or Progressive cycle policy please let me know by contacting Flanigan Insurance at 314-727-6000, this goes for ATV's as well. READ MORE >>
Monday, February 24, 2020All homeowner companies have LIMITATIONS, there is no such thing as FULL COVERAGE. Pay special attention to theft limitations to valuables like Jewelry($500), Silverware($500), Cash($250), depending on the insurance companies these limits can vary. READ MORE >>
Tuesday, February 4, 2020As we approach Spring, be ready for rain, rain, and more rain. As a reminder to all homeowners, rains which enter into a home are NOT covered by homeowner policies. Water which runs on top of driveway, patio, deck or the yard is called surface water. Surface water entering a home simply is NOT covered by home policies. READ MORE >>
Tuesday, January 14, 2020Be sure and check and replace your furnace filters every 3 months. If you own pets perhaps change every 2 months. This is a very simple process, simply check the size of filter, then go to local hardware(Ace), big box store(Lowe's, Home Depot, Menards) many larger grocery stores and Walmart carry the filters. READ MORE >>
Friday, December 13, 2019A new coverage in 2019 is available from many home insurance companies called Service Line coverage. This coverage is designed to cover sewer lines/water lines/power lines from the house to the street that may collapse, rot, burst and require the digging up of the yard to replace/repair the issue. READ MORE >>
Monday, November 18, 2019Unless you Own a home or Condo and do not reside with family members then EVERYONE in that situation should have a Renters Insurance Policy. Whether you rent an apartment/duplex/townhouse or live with a non relative you should have a renter insurance policy. READ MORE >>
Wednesday, October 2, 2019Do you own a low production, high valued vehicle such as 1950, 60,70,80,90 or 2000 model car which is rarely driven(less than 7500 miles a year), kept in garage and you would like more than a typical auto policy providing Actual Cash Value(ACV)? HAGERTY Ins Co offers Stated Amount and Guarantee Value for your unique car. READ MORE >>
Tuesday, August 20, 2019When I hear water claims I cringe simply because there are covered and non-covered water damage claims. I am referring to homeowner policies and using a common example, the company claims adjusters are much more tuned in on the issues. READ MORE >>
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