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Friday, January 15, 2016A question came up, garage door hit their parked car. Is this a Comprehensive or Collision loss? Collision refers to upset of your covered auto or it's impact with another vehicle or object. While Comprehensive(a.k.a. READ MORE >>
Friday, November 27, 2015Earthquake coverage can only be a covered loss if added onto your homeowner policy. All standard homeowner policies EXCLUDE earthquake coverage; however, many insurance companies will allow the coverage added by special endorsement/rider, similar to adding sewer back up, itemized jewelry or Identity theft. READ MORE >>
Wednesday, August 5, 2015A recent homeowner experienced mold in the attic. The question any insurance claims office will ask/look for when visit the site is WHERE did the mold come from/HOW did mold get to where it is? My guess, since I am not a claims adjuster or attorney, is if the mold simply grew due to moist condition in a home there simply will be no coverage. READ MORE >>
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