Tuesday, December 19, 2023

Vacation Tip before leaving home

Before heading off on a vacation do yourself and the insurance companies a favor and turn your water off at the source.  Many homeowner water claims occur from broken pipes, such as:  wat... READ MORE >>

Saturday, November 28, 2020

What happens when a car is totaled in accident

When your car is totaled by your or the other insurance company it can be frustrating.  The insurance companies are only required to give you the current value of your car minus any prior damage and your deductible. READ MORE >>

Wednesday, April 24, 2019

My tree hits your home, who pays?

With the spring in full motion in Midwest this 2019, I can bet there will be a a few calls about trees.   The way it works in insurance, if a tree falls on a home/fence/structure from a s... READ MORE >>

Tuesday, January 15, 2019

Winter Tip on chimneys

Winter has come across the nation and that means fires in fireplace.  I have a couple fires a month in my fireplace.   I try and clean out the ashes a few days later and reset wood, sticks and paper for the next fire. READ MORE >>

Wednesday, July 12, 2017

Dogs and homeowner insurance

Recently I read trade magazine about why homeowners insurance exclude certain dog breeds.   Apparently 1/3 of all homeowner claims are dog related and an average claim is $33,000. READ MORE >>

Thursday, October 29, 2015

Why do homeowner losses cause increases and cancellation?

I have seen many insurance companies Non-Renew homeowner policy due to 2 small claims.  I advise is to not report a claim unless you know it's an expensive claim, such as a hail loss. READ MORE >>