Monday, August 20, 2018

Optional Auto Insurance Coverages

First and foremost, consider increasing auto liability limits and perhaps obtaining a $1,000,000 umbrella policy.  If an a person causes a serious auto accident, these days a person will be sued. READ MORE >>

Monday, June 26, 2017

Children at college

Recently was asked, my child will be off to college in fall do I need a Renters policy or will my homeowner provide the protection.  As long as child is a full time student, away at college, they would have 10% of the homeowner policy of parents policy. READ MORE >>

Wednesday, November 11, 2015

Is Guarantee Rebuilding cost offered on Homeowner Insurance?

Many insurance companies have changed the wording on homeowner policies from Guarantee Replacement Cost to Extended Dwelling Coverage with a percentage such as 25%. READ MORE >>

Wednesday, August 5, 2015

Is Mold covered by homeowner policy?

A recent homeowner experienced mold in the attic.  The question any insurance claims office will ask/look for when visit the site is WHERE did the mold come from/HOW did mold get to where it is? READ MORE >>

Wednesday, July 8, 2015

Auto Insurance Optional coverages

What else can be added an auto insurance policy?  First and foremost higher auto liability limits are an absolute must.  Medical Payments, Underinsured Motorist,  Roadside/Towing c... READ MORE >>

Wednesday, February 4, 2015

Auto Full Coverage

Does automobile Full Coverage mean a person is covered for EVERYTHING?  Absolutely NOT!  ALL Auto policies have limitations. READ MORE >>